Privacy

Privacy Policy

Privacy Policy – Kovai MoneyFund

Last Updated: December 2025

At Kovai MoneyFund (“Company”, “we”, “our”, or “us”), we are committed to protecting your personal information and maintaining transparency about how your data is collected, used, and safeguarded. By using our website or services, you consent to the practices described in this Privacy Policy.

1. Information We Collect

a. Personal Information

Provided voluntarily by you, including:
• Full Name
• Contact Number
• Email Address
• Address
• Date of Birth
• PAN / ID Proof
• Income or employment details (for loan-related assessments)

b. Automatically Collected Data

When you visit our website, we may collect:
• IP address
• Device type
• Browser information
• Pages visited
• Cookies and tracking data

c. Third-Party Information

If you apply for financial services, we may receive additional data from:
• Lending partners
• Verification service providers
• Credit bureaus (only when you authorize)

2. How We Use Your Information

Kovai MoneyFund uses your data for the following purposes:
• To evaluate your eligibility for financial services
• To assist in loan application processing
• To share necessary data with authorized lending partners
• To provide customer support
• To improve website functionality and user experience
• To send notifications, updates, or service-related alerts
• To ensure compliance with legal and regulatory standards

We do not sell or misuse your personal information.

3. Sharing of Information

Your information may be shared with:

a. Authorized Lending Partners

Strictly for loan evaluation, approval, and processing.

b. Verification Services

For identity, employment, or document verification.

c. Legal or Regulatory Authorities

Only when required by law, compliance rules, or court orders.

We do not share, rent, or trade your information with unauthorized third parties.

4. Data Security

We take data protection seriously. Measures include:
• Encrypted data storage
• Secure communication protocols (SSL)
• Restricted access to authorized staff only
• Regular system monitoring

While we strive to protect your data, no online method is 100% secure, and users share information at their own discretion.

5. Cookies & Tracking Technologies

Our website may use cookies to:
• Improve performance
• Enhance user experience
• Track browsing behavior
• Analyze site traffic

You may disable cookies through your browser settings, but certain features of the website may not function properly.

6. Your Rights

Users have the right to:
• Access the personal data we hold
• Request corrections or updates
• Withdraw consent
• Request deletion of personal information (where legally permitted)
• Opt-out of marketing communication

For such requests, contact us through the details provided below.

7. Third-Party Links

Our website may contain external links. We are not responsible for:
• Their content
• Privacy practices
• Data protection policies

We recommend reviewing the privacy policy of any external site you visit.

8. Children’s Privacy

Kovai MoneyFund services are not intended for individuals under the age of 18. We do not knowingly collect data from minors.

9. Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last Updated” date. Continued use of our website indicates acceptance of the updated policy.

10. Contact Information

For any questions or concerns regarding this Privacy Policy:

📩 Email: support@kovaimoneyfund.com
📞 Phone: +91 74487 58500 (update your number)

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